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Waad Al Ousra Gold

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  Product Description

Allianz Saudi Fransi understands the importance of those close to you. As your family situation and your life change, our ?exible Sharia Compliant protection solutions will allow you to continue looking after your loved ones.

  Benefits and Cover

  • Waad Al Ousra

  • Optional Benefits

Waad Al Ousra

  • Is a pure protection plan without investment component.
  • Provides the most convenient security for your family at an affordable price.
  • Provides a lump sum amount to the family members in the event of the death of the insured.

Optional Benefits

  • Permanent Total Disablement (PTD)

  Case Study

Protecting a dream is as equally important as fulfilling it. It all happened during my university graduation. Not only I was the oldest among my colleagues, but I was also the happiest. And between all those joyful moments of accomplishment, it dawned on me.

I was taken back in time to when I was 17 years old. My father had just passed away and our whole life took a turn to the worst. Suddenly we realized our home's main provider was gone and so was the money. The entire household suddenly went into emergency mode. I had to delay my university admission, and which then, sounded easy compared to my brother who had to cancel and reschedule his wedding many time to save enough money and start a family. My mother was on alert at all times to plug any cash drains as soon as they arose. We were forced to take many frugal measures to counter the effect that my dad's death left on us and the absence of any real stable financial income.

Surely it was a hard learned lesson, and now more than ever, I realize the importance of a back up plan in case things go the wrong way. My husband and I decided to offer our children a safer outlook to the future. We bought a Sharia Compliant Protection Program where Walid, my husband pays SAR 3000 as an annual fee until he becomes 60 years old. Should, god forbid, anything happen to him like death or Total or Partial Permanent Disablement, our family will be compensated by SAR 400,000.

And while money is not everything in life, family is, it does feel safer now that I know that my family is protected against any sudden changes that would otherwise leave them alone.

I am relieved that I have eventually graduated from school, but I am also relieved that my children will be able to fulfill their dreams as well knowing that I am at peace of mind when it comes to their future.

  Financial Consultancy

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